
Frequently Asked Questions
Here are some of the most frequently asked questions.
Here are some of the most frequently asked questions.
LendStreet can usually let you know whether you are approved for a loan within two business days.
Many households with multiple members elect to take out one loan to consolidate and restructure debt belonging to both members of the household. It’s not a requirement, but you can apply with a co-borrower if you would like a single loan and payment.
If your credit score is above 400, you’re eligible to apply. If your score is below 400 and you need help with debt please reach out to us and we can put you in touch with a trusted third-party credit counseling company.
One of the best things about LendStreet’s loan is that it may reduce your monthly payment relative to what you’re paying now. Most borrower’s pay about 25% less than the combined minimum payments on the credit cards we help restructure. The good news is that you will have an opportunity to review the loan payment in the loan agreement prior to signing up for the loan. That enables you to make an informed decision about whether it will fit within your personal budget.
The important thing to remember is that your financial health is made up of a lot more than just your credit score. The LendStreet loan is there to help you take care of the biggest step in restoring your financial health, which is to put the negative debt load behind you so you can focus on your financial future.
For any questions about your LendStreet loan payments or balance, please call us at 888-412-8929 option 1. We are available Monday through Friday from 6:00 am – 5:00 pm PST. Please keep in mind that for any changes to a scheduled loan payment we request a minimum of 3 business days advance notice. To find out the current status of your loan, you can also log in to your dashboard.
We are currently available in Arizona, Arkansas, California, Florida, Maryland, Massachusetts, Missouri, New Mexico, Oklahoma, Pennsylvania, and Texas. We’ll continue adding states, so check back regularly.